Health Insurance For Low Income
Connecticut’s Medicaid and CHIP coverage are handled through Access Health CT (Connecticut’s health insurance marketplace) managed care organizations. Each individual organization creates a network of clinicians that work together to provide care to their qualified members. With the introduction of Obamacare (The Affordable Care Act), Connecticut opted to expand their Medicaid programs in 2010. Connecticut implemented additional extensions in 2014 and 2015. If you were denied Medicaid coverage in Connecticut previous to these expansions, you may now qualify.
Connecticut Medicaid Plan Options
Husky Health
Husky Health is the Connecticut Medicaid option offered through managed care programs for eligible children, parents, relative caregivers, seniors, individuals with disabilities, adults without children, and pregnant women.
Programs offered for eligible recipients are categorized below. One application is used to assign the recipient to the appropriate program.
- HUSKY A (Medicaid for children/parents/relative caregivers/pregnant women)
- HUSKY B (non-Medicaid Children’s Health Insurance Program)
- HUSKY C (Medicaid for the Aged/Blind/Disabled (also known as Title 19) includes Long Term Care services)
- HUSKY D (Medicaid for Low-Income Adults).
Connecticut health insurance plans that have been contracted by Access Health CT include:
- Anthem Blue Cross Blue Shield
- ConnectICare
- United Healthcare
- HCT: Healthy CT - No longer accepting new enrollments. Current patients covered through 12/31/2016.
MED-Connect - Medicaid for Employees with Disabilities
MED-Connect provides full Medicaid Husky Health coverage for individuals with disabilities that have joined the workforce allowing the enrollees to earn up to $75,000 per year. It excludes spend down requirements of normal Medicaid. Depending on income, the enrollee may have to pay an insurance premium for participation.
HUSKY (Medicaid) Coverage for Breast and Cervical Cancer (CBCCEDP)
The Connecticut Breast and Cervical Cancer Early Detection Program (CBCCEDP) is a comprehensive screening program designed to provide breast and cervical cancer screenings as well as diagnostic and treatment referral services for medically underserved women across Connecticut. Services are offered at no charge through the Connecticut Department of Public Health's contracted healthcare providers throughout the state. For more information, contact: The Connecticut Department of Public Health at (860) 509-8251 or contact your local health care provider program listed below.
Source: http://www.ct.gov/dph/cwp/view.asp?a=3124&q=388824
Healthy Start
Healthy start provides eligible pregnant women with case management services and assistance with applying for Medicaid/Husky coverage for themselves and their children. For additional information, dial 2-1-1, toll-free or visit: www.infoline.org/informationlibrary/Documents/HEALTHYSTART.asp.
Connecticut AIDS Drug Assistance Program (CADAP)
The Connecticut AIDS Drug Assistance Program helps eligible Connecticut residents with AIDS/HIV afford the cost of medications approved by the U.S. Food and Drug Administration (FDA).
Connecticut Insurance Premium Assistance (CIPA) Program
The CIPA Program is a collaboration with the Department of Public Health (DPH) and the Department of Social Services (DSS) that provides health insurance assistance (funded through the Connecticut AIDS Drug Assistance Program (CADAP) for Connecticut residents with HIV/AIDS who are eligible for CADAP. CIPA pays health insurance premiums for eligible individuals with coverage through a CIPA-approved health insurance policy.
Connecticut Medicaid FAQs
- What is Medicaid?
Medicaid is a state funded insurance that that provides coverage to low income families, pregnant women, newborns, and children that may not be able to afford to purchase their own care.
- Who is eligible for Medicaid?
Connecticut has multiple Medicaid programs but at a high level of eligibility:
- Children 0-18 with incomes up to 318% of the Federal Poverty Level (FPL)
- Pregnant women with incomes up to 258% of FPL
- Parents of dependent children with incomes up to 155% of PFL
- Childless adults with incomes up to 138% of FPL
- Aged, blind or disabled
- How do I find out if I am eligible for Medicaid?
To find out if you are eligible for Medicaid, you must fill out an application for Medicaid or CHIP. You may fill out an application at any time of the year. See more on Medicaid.
- Will Medicaid cover my children?
Your household income level will determine if your child or children can be covered by Medicaid.
- What is CHIP?
CHIP is a program that supports children in families that cannot afford private health insurance, but whose household income is too high to qualify for Medicaid.
- Does Medicaid satisfy the health insurance requirement?
Yes, Medicaid will satisfy the Affordable Care Act (Obamacare) health insurance requirement for the covered individuals.
- What information and documents should I have when I'm signing up for Medicaid?
Depending on the Medicaid program being applied for, you will need the following: Identity, Social Security, proof you live in Connecticut, proof of income, proof of medical costs, and bank account information.
- How does Obamacare work with Medicaid?
Because of Connecticut's Medicaid eligibility requirements, Obamacare does not impact people who qualify for Medicaid and vice versa. As such, tax credits are only available for people who are not eligible for other plans.
- What is Husky Health?
Husky Health is the Medicaid option for beneficiaries in Connecticut. It has several tiers with different qualifications. This is the program that provides the majority of the coverage for Connecticut residents that qualify for Medicaid.
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